In these uncertain times, our thoughts are with all business owners and their employees, who make up the heart and soul of our local communities and downtowns. This portal is to serve as a guide to resources and Small Business Resource Team representatives will continue to update this page regularly as new information becomes available.
The U.S. Small Business Administration is offering low-interest and forgivable federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).
Struggling to get started? The following questions might help point you in the right direction. Do you need:
Capital to cover the cost of retaining employees?
Then the Paycheck Protection Program might be right for you.
A quick infusion of a smaller amount of cash to cover you right now?
You might want to look into a forgivable Emergency Economic Injury Loan.
To ease your fears about keeping up with payments on your current or potential SBA loan? The Small Business Debt Relief Program could help.
Just some quality, free counseling to help you navigate this uncertain economic time? The resource partners listed below might be your best bet.
Norfolk Area SBA Resource Partners
Nebraska Enterprise Fund/SCORE
Juan Sandoval, email@example.com
Center for Rural Affairs – REAP
Lori Schrader, firstname.lastname@example.org
402.687.2100 ext 1026 | Cell 402.870.7070
Nebraska Business Development Center
Sara Bennett, email@example.com
Work (308) 865-8931 | Work cell (308) 627-4535
The Department of Economic Development is partnering with Governor Ricketts to inform and assist businesses during Nebraska’s ongoing response to COVID-19. Our team is committed to serving Nebraskans facing financial challenges during this time, and understands that local economic leaders will play an important role in creating regional solutions for businesses and their workforce. The department’s Field Services Team is working consistently with business leaders in these regions to address ongoing COVID challenges.
NBDC seeks to provide you the information you need right now to support you and your business. These Business Resiliency Resources have been reviewed by our consultants to assure that these resources may be helpful to you during this difficult time.
This will be beneficial as a resource for employers to assist employees that have reduced hours and are losing compensation due to the impact on the business from the Coronavirus. This also has links to the Center for Disease Control (CDC), Department of Homeland Security (DHS), Department of Health and Human Services (DHHS) as well. COVID-19 Resources and Information
Unemployment Insurance Benefits
Any workers in a non-paid status or working reduced hours due to COVID-19 may file a claim for unemployment insurance benefits. Unemployment claims in Nebraska are filed online at NEworks.nebraska.gov.
Short-Time Compensation (STC)
In addition to regular unemployment insurance benefits, employers also have the option of utilizing Short-Time Compensation (STC). The Short-Time Compensation program helps prevent layoffs by allowing employers to
uniformly reduce affected employees’ hours by 10 to 60 percent while permitting the employees to receive a prorated unemployment benefit. For more information, see the information on this page:
Nebraska Public Power District
NPPD has suspended shutoffs for non-pay to help our customers who are impacted financially by the COVID-19 breakout. NPPD understands that many of us are adjusting to changes in work schedule, school schedules and navigating so many other impacts, but we remain committed to being "Always There When You Need Us". This action does not relieve our customers from the obligation to pay for electricity used and we encourage our customers to contact us and work with our customer services representatives to find reasonable payment arrangements during this time so the financial burden isn't so large when this pandemic is behind us.
We take very seriously any efforts to defraud our customers, especially using our company's good customer relationships and reputation. If you think you are being targeted, keep the following in mind.
NPPD does not go door-to-door demanding payment.
The scammer's caller identification may be falsified so it appears to originate from our utility company, a practice known as 'spoofing.'
NPPD does not call to ask customers for a credit card number or demand payment with a pre-paid card. Any customer receiving such a call should not attempt to make payment over the phone using a credit or debit card.
Write down the call back number or consider asking where the caller is located.
If you receive a call from someone claiming to be from NPPD and feel pressured for immediate payment or personal information, HANG UP and call our Customer Contact Center at 1-877-ASK-NPPD (275-6773) to check the status of your account.
If you receive a scam call, NPPD's Corporate Security Department may contact you for further information. If you are uncomfortable upon receiving the call, simply hang up and call 1-877-ASK-NPPD (275-6773) and we will put in touch with Corporate Security.
Contact law enforcement.
Contact the Nebraska Attorney General at (402) 471-2682.
Register all personal or professional phone numbers with the National Do Not Call Registry at 1-888-382-1222.
In 1994 a business revolving loan program was incorporated into the District using Economic Development Administration grant funds and Community Development Block Grant funds. These resources enable us to provide the funds needed to fill financial gaps and aid business and industry in expansion and the creation of new job opportunities. We specialize in assisting with business recruitment, retention and expansion meetings. We also coordinate entrepreneurial training programs and financial packaging.
Nebraska Procurement Technical Assistance Center (PTAC) is providing free, confidential assistance to Nebraska businesses. Our services include:
DUNS Number Request
System for Award Management (SAM) Registrations
Disaster-related Contracting Opportunities
Wish to meet with a consultant?
Meghann Buresh, PTAC Consultant
University of Nebraska - Omaha | Nebraska Business Development Center
Procurement Technical Assistance Center (PTAC)
Norfolk Area Chamber | 609 W Norfolk Ave | Norfolk, NE 68701
Professional & Organizational Development
Prepare your company to resume business after facing a natural, technological or other disruptive event by enrolling in Emergency Preparedness & Business Continuity certificate.
Disaster impact analyses
Hazard and risk management
Public and private coordination during events
Agency cooperation and communication
Continuity and recovery plans
For more information, see Emergency Preparedness & Business Continuity.
If you would like customized Emergency Preparedness training that applies to your business needs & calendar, contact Kim Harter at firstname.lastname@example.org.
SCORE COVID-19 Toolkits - SCORE HQ has made toolkits available on the Support Center of resources to support your clients and volunteers. These toolkits will continue to be updated as new resources are created. They will be linked to the bottom of each weekly email. All SCORE COVID-19 Resources can be viewed here.
Nebraska Small Business Development Center (SBDC) is here to help businesses who have been affected by recent disasters in Nebraska. The SBDC is using all available local, state and federal resources to help businesses recover and will work closely with communities impacted by these disasters. Our services include:
Financial Record Recovery
Cash Flow Statements
Loan Application Assistance with Federal Relief Funds
The coronavirus pandemic is affecting small businesses in a variety of ways. From loss of business to remote work, things are changing fast during the COVID-19 outbreak and businesses are being forced to adapt. CO— is working to bring you the best resources and information to help you navigate this challenging time.
United States Department of Agriculture (USDA)
This program bolsters the availability of private credit by guaranteeing loans for
Provides guaranteed loan financing and grant funding to agricultural producers and rural small businesses to purchase or install renewable energy systems or make energy efficiency improvements.
This Facebook page, organized and coordinated by officials of the City of Norfolk and Norfolk Area Chamber of Commerce, is designed to offer updates about coronavirus and creative ideas to help Norfolkans and Northeast Nebraskans weather its impacts.
First and foremost, prioritize and take all health and safety precautions for yourself, your employees, and others in your community. Community health as a whole depends on working together, and small businesses are the lifeblood of our local economy.
If your business is open, tell people! Post your hours on social media, update your Google My Business profile, and send out an e-newsletter to your distribution list letting your customers know your plans.
Ramp up your online presence. There is undoubtedly less traffic occurring in the physical market today as many of the workforce are working from home or are home with children out of school, so meeting customers where they are, which is likely online and on social media, is critical to promoting your merchandise or services.
Regularly sanitize hard surfaces in your store such as counters and doorknobs throughout the day.
Restaurants: Promote carry-out and curbside delivery. Promote your menu online and offer discounts for daily specials.
Post high-quality photos of your merchandise throughout the day on social media and offer online ordering via phone or social media and curb-side pick-up as an option.
Take shoppers on a virtual tour of your store to spark interest in your products.
Are you a specialty store? Consider assembling kits for DIY projects, cookie making, or wellness boxes containing products for increasing immunity and overall well-being for online or over the phone ordering.
We know that your business may be experiencing disruptions resulting from the global outbreak of COVID-19. We’ve heard that a little financial support can go a long way, so we are offering $100M in cash grants and ad credits to help during this challenging time.